A qualified charitable distribution (QCD) is a distribution of funds from your IRA directly to a qualified charitable organization. If you do not need all of your Required Minimum Distribution, and are 70 1/2 or older, you can request a QCD to benefit a charity and avoid the taxable income.

Your QCD gift can be applied to funds at the Community Foundation, used on our annual nonprofit Giving campaigns, or we can pass your donations on to the qualified charities of your choice. You can also use a QCD to establish a fund at the Foundation (except Donor Advised Funds).

Qualified QCD Gifts

Establishing a Fund

You can open a scholarship, field of interest, or designated fund to help achieve your charitable goals. Note: QCDs cannot be used to establish Donor Advised Funds.

Legacy Funds

Our competitive grant program open to nonprofits in Chelan, Douglas, and Okanogan counties, is funded by Legacy Funds that have been established by community members to support their specific community. Those Legacy Funds provide vital core/unrestricted grant funding for our region's nonprofits.

Programs and Services

We manage over 150 scholarships and over 70 funds for nonprofits that you can use your QCD to support. We also have an unrestricted fund, Partners in Giving, that we use to boost scholarship awards, increase grant award allotments, and other charitable activities that benefit the region.

• Cashmere Fund
• Chelan Valley Fund
• Methow Valley Fund
• Okanogan Valley Fund
• Upper Valley Fund
• Wenatchee Valley Fund

Give Campaigns

The Community Foundation hosts two online giving campaigns each year - Give Methow in October and Give NCW in December. QCDs can be used to make donations to participating nonprofits.

To Make a Gift from Your IRA

• Contact your financial advisor or IRA custodian to make the request.
• The check will be made out to the "Community Foundation of NCW" along with your purpose or instructions for distribution.
• If you are using a QCD for Give Methow or Give NCW, the amount is loaded on a Giving Card that you can use to donate at your own leisure throughout the campaign.

For questions or more information, contact Denise Sorom at denise@cfncw.org or (509) 663-7716.